Another day, another dollar....really? Are you sure?

         Yes, it's true, work is the driving force behind many people's daily lives. More often than not, out of necessity. After all, we all need to eat, to pay the bills, and to have some relaxation time. How many of us, would do exactly  as we are doing for a living now, if we did not need to work. Not many? Most people? Or, how many people would say yes, and discover it's no, or vice versa.

         The truth is, we can't know. We all think we know what we would do in any given circumstance, but how accurate would we be? I, like many others, have thought about being rich enough not to have to worry. That, for me, would the one biggest thing, the main advantage if you will. The worry about not having enough money to go around, would be gone. The relief to know that the bills could be paid, and the mortgage secure, or a house bought at all, is massive. Too big for most of us, to actually get our head around.

          Many say they would keep working, or it would change nothing. A few, who have done things of that kind, or won the lotto, have done just that. Two, or three years down the track, will that have changed. Will other wishes, and needs have taken precedence. Can they continue taking the job from someone who may need it more. Will it all have changed anyway. People's attitudes to you, the families wishes for you to spend more time with them. Or, your understanding of how everything changes if you have that sort of money. If you are financially independent.

          The idea of being able to go anywhere you like, to stay as long as you like is awesome. As is the thought of helping your loved ones. Allowing your parents to retire. Or, start your child off on the property ladder. Perhaps buy a new roof for the local church. Or, pay for the medical costs of someone who is in dire straits. The possibilities are endless. Even if you opted for the secrecy pact, it's not as easy as you think. People notice changes in spending habits, the tax man certainly does. So many things to consider, if you are to get it right.

            However, and there is always a 'but,' isn't there? Money does not only take away worry. Or give you freedom, you have not had before. It also brings with it, it's own set of problems. Along with added responsibilities, to replace your former ones. Not least of which, is what to do with large sums of money. Keep it in the bank, hide it under the bed, invest it something, give it away? There are a whole raft of decisions right there. It's likely to be trial, and error. Mainly because no one knows exactly how they will react.

            Will you find out. You have to wonder? I suggest, you begin making your plans here, and now. Partly because, it takes time to get it right. Secondly, to plan the best way to deal with vast sums of your money, is perhaps the strongest positive thought you could have, it had to come to one of us, doesn't it. Why not me, why not you?

       Start planning, making your lists, building your dream book....you never know what could come your way! 

       Happy planning.